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Topic: Reply
Posted by: Gordon Southwell
Date/Time: 24/06/26 19:10:00

It is probably worth going over what actually happened here because there seems to be a fairly profound misunderstanding of the situation.

I'm not sure where Simon got the idea that I said the council hadn't borrowed any money to fund this  borrowing more was the whole point. The council can get funds from Public Works Loan Board (PWLB) at relatively low rates. It took out a huge loan to fund Broadway Living which would have had to pay higher rates if it went to the market. 

I can't claim to fully understand why it was done this way but it is safe to assume that there was a regulatory constraint which prevented the council just borrowing the money and developing properties directly. In 2014 doing it through an arms length management company was the only practical way. My guess would be that the government of the time thought it was a good way to encourage councils to be more entrepreneurial  a terrible idea in my view. 

There were really two choices for the council  operate within existing constraints and build less housing or use this convoluted structure to get value out of the council's land bank. I can almost imagine the meeting in which this was agreed talking about the huge potential gains due to Crossrail and HS2. This would have made perfect sense at the time. 

It is possible that the only alternative to this structure was to sell landbank to developers. Quick and easy in terms of raising money but I can understand why it would have been felt that the council would have been short changed if this had been the approach. 

While I always thought Broadway Living was a bad idea, I have to admit I am not putting forward any sensible ideas as to what the right thing to do would have been but neither are those who are the most critical of the council about this. It would be interesting to hear an informed view about what they should have done instead.



Entire Thread
TopicDate PostedPosted By
Ealing to close its housing companies with £15 million in negative equity

05/06/26 11:04:00 Rosco White
   Re:Ealing to close its housing companies with £15 million in negative equity

05/06/26 12:17:00 N V Brooks
      Re:Re:Ealing to close its housing companies with £15 million in negative equity

11/06/26 10:17:00 Vlod Barchuk
         Reply11/06/26 12:07:00 Gordon Southwell
            Re:Reply11/06/26 13:48:00 Rosco White
               Reply11/06/26 15:11:00 Gordon Southwell
                  Re:Reply11/06/26 19:00:00 Simon Hayes
                     Re:Re:Reply11/06/26 20:10:00 Rosco White
                        Re:Re:Re:Reply11/06/26 20:15:00 Keith Iddon
                           Re:Re:Re:Re:Reply20/06/26 22:42:00 Philippa Bond
                              Re:Re:Re:Re:Re:Reply;  Goldsmith Street  Norwich  Stirling Prize Winner 201920/06/26 23:10:00 Philippa Bond
                                 Re:Re:Re:Re:Re:Re:Reply;  Goldsmith Street  Norwich  Stirling Prize Winner 201920/06/26 23:17:00 Philippa Bond
                                    Re:Re:Re:Re:Re:Re:Re:Reply;  Goldsmith Street  Norwich  Stirling Prize Winner 201920/06/26 23:57:00 Philippa Bond
                                       Re:Re:Re:Re:Re:Re:Re:Re:Reply;  Goldsmith Street  Norwich  Stirling Prize Winner 201921/06/26 07:32:00 Simon Hayes
                                          Re:  Goldsmith Street. Norwich21/06/26 12:27:00 Philippa Bond
                                          Re:  Goldsmith Street. Norwich21/06/26 12:30:00 Philippa Bond
                                             Re:Re:  Goldsmith Street. Norwich /Right to Buy Now21/06/26 12:35:00 Philippa Bond
                                                Re:Re:Re:  Goldsmith Street. Norwich /Right to Buy Now21/06/26 12:53:00 Rosco White
                                                   Re:Re:Re:Re:  Goldsmith Street. Norwich /Right to Buy Now21/06/26 13:28:00 Simon Hayes
                                                      Re:Re:Re:Re:Re:  Goldsmith Street. Norwich /Right to Buy Now21/06/26 16:56:00 N V Brooks
                                                         Re:Re:Re:Re:Re:Re:  Goldsmith Street. Norwich /Right to Buy Now21/06/26 18:41:00 Philippa Bond
                                                            Re:Re:Re:Re:Re:Re:Re:  Goldsmith Street. Norwich /Right to Buy Now21/06/26 18:44:00 Philippa Bond
                                                               Re:Re:Re:Re:Re:Re:Re:Re:  Goldsmith Street. Norwich /Right to Buy Now21/06/26 21:30:00 Simon Hayes
                                                                  Re:  Goldsmith Street. Norwich /Right to Buy Now22/06/26 11:47:00 Philippa Bond
                                                                     Re:Re:  Goldsmith Street. Norwich /Right to Buy Now22/06/26 13:43:00 N V Brooks
                                                                     Re:Re:  Goldsmith Street. Norwich /Right to Buy Now22/06/26 16:08:00 Simon Hayes
                                                                        Re:Re:Re:  Goldsmith Street. Norwich /Right to Buy Now23/06/26 00:18:00 Philippa Bond
                                                                           Re:Re:Re:Re:  Goldsmith Street. Norwich /Right to Buy Now23/06/26 08:09:00 Simon Hayes
                                                                              Re:Re:Re:Re:Re:  Goldsmith Street. Norwich /Right to Buy Now23/06/26 09:40:00 Rosco White
                                                                                 Re:Re:Re:Re:Re:Re:  Goldsmith Street. Norwich /Right to Buy Now23/06/26 23:44:00 Philippa Bond
                                                                                    Re:Re:Re:Re:Re:Re:Re:  Goldsmith Street. Norwich /Right to Buy Now23/06/26 23:50:00 N V Brooks
                                                                                       Re:Re:Re:Re:Re:Re:Re:Re:  Goldsmith Street. Norwich /Right to Buy Now24/06/26 10:01:00 Rosco White
                                                                                          Reply24/06/26 19:10:00 Gordon Southwell
                                                                                             Re:Reply24/06/26 20:04:00 Simon Hayes
                                                                                                Reply25/06/26 09:32:00 Gordon Southwell
                                                                                                   Re:Reply25/06/26 11:06:00 Simon Hayes
                                                                                                      Reply25/06/26 14:19:00 Gordon Southwell
                                                                                                         Re:Reply25/06/26 14:56:00 Simon Hayes
                                                                                       Re:Re:Re:Re:Re:Re:Re:Re:  Goldsmith Street. Norwich /Right to Buy Now28/06/26 17:55:00 Philippa Bond
                                                                                          Re:Re:Re:Re:Re:Re:Re:Re:Re:  Goldsmith Street. Norwich /Right to Buy Now03/07/26 10:59:00 Philippa Bond

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